I'm still mulling this over in my head, but in the meantime, go ahead and scroll down to see the rest. The suspense will keep you entertained while the gears turn in my brain.
As someone who started a career in the Indian tech industry in the mid-2000s, I've learned that technology and data can make those big decisions a little less daunting.
Personal finance and investment opportunities are some areas where we can make meaningful decisions based on data, provided, of course, that the market doesn't decide to have an existential crisis the moment we invest.
When I landed my first job, I got hooked on learning about finance and experimenting with investments. Technology made it so easy – exploring the stock market and mutual funds was just a few taps away.
Like anyone, I was terrified of inflation turning my hard-earned money to dust. That fear lit a fire under me to get investing. As I got older, financial independence became the real dream, and that's always shaped my thought process. You'll see that focus in a lot of my analysis.
How markets behave is partially driven by sentiments and to more extent by the general economic environment. How investors behave is driven by their fears and understanding of the risks.
Human nature makes investing tricky. And let's face it, India has a long-standing love affair with gold and real estate – stocks and mutual funds felt too unpredictable. Now, rising media coverage and those online discussions are starting to create a shift in thinking
The market will do what the market does – there are ups, there are downs. My portfolio has definitely had its wild rides, but thankfully, a mix of research and patience has paid off in the long game.
I hopped on the investing train when the BSE Sensex was at 7,000. Witnessing it soar to 70,000 has been a wild, wild ride!
It has also been fun to discuss my findings with friends and colleagues and learn how they approach money-related decisions and also help them with my own insights.
Think of this website and blog as my own little experiment – a place to blend tech, investing experience, and some creative data analysis. My goal? To make these concepts accessible and interesting for everyone.